You Can Take a Horse to Water…
There’s a well-known phrase: you can take a horse to water, but you can’t make it drink.
In lifestyle financial planning terms, this is also true. We can educate, encourage and guide by establishing what truly motivates people and why. We can then map out a financial roadmap that gives clarity and intention. Ultimately though, it’s up to each individual to act.
Too often, people wait. They wait for the ‘right time’ to travel, to start that business, to retire early or to make meaningful changes to their lives. They accumulate wealth, but hesitate to use it. But here’s the reality: life’s clock is constantly ticking.
Money, in itself, is just a tool. It’s not the destination. It gives us the means to create a life of purpose, joy and freedom. The power of lifestyle financial planning lies in understanding what truly matters to you – your goals, your values and your aspirations. Then you can build a financial plan that supports that vision.
So yes, we can show the path, help you identify what’s possible, and put the numbers in order. But only you can decide whether to drink the water – to live fully, intentionally and with courage.
Don’t just plan to live someday. Live now. Spend wisely, yes, but also spend meaningfully. Invest in experiences, in loved ones and in what lights you up.
Because in the end, it’s not about how much money you had. It’s about what you did with it.
Remember, life is not a rehearsal, where we only get one chance at it. While money is important, what truly matters is what we do with it.
These articles are the opinions of the author, Les Conway of Essentially Financial Limited, and are not endorsed or necessarily shared by Flying Colours Advice Limited. And as with all investments, your capital is at risk.
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